:root{
  --blue-500:#3B82F6; --blue-600:#2563EB; --blue-700:#1D4ED8;
  --blue-100:#E0EBFF; --blue-50:#F0F5FF;
  --ink:#0E1320; --ink-2:#1A2233;
  --gray-700:#3A4252; --gray-500:#5B6472; --gray-400:#8A93A3; --gray-200:#E6E9EF; --gray-100:#F0F2F6;
  --kakao:#FEE500; --kakao-ink:#191600;
  --bg:#F7F9FC; --white:#fff;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Pretendard',sans-serif;background:var(--white);color:var(--ink);
  -webkit-font-smoothing:antialiased;line-height:1.5;word-break:keep-all}
a{text-decoration:none;color:inherit;cursor:pointer}
.wrap{max-width:1080px;margin:0 auto;padding:0 24px}
.sec-label{display:inline-block;color:var(--blue-600);font-weight:800;font-size:14px;letter-spacing:.02em;margin-bottom:12px}
.sec-title{font-size:clamp(26px,4vw,38px);font-weight:800;letter-spacing:-.03em;line-height:1.25}
.reveal{opacity:0;transform:translateY(24px);transition:.7s cubic-bezier(.16,1,.3,1)}
.reveal.in{opacity:1;transform:none}

/* NAV */
nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.82);backdrop-filter:blur(12px);border-bottom:1px solid var(--gray-200)}
.nav-in{max-width:1080px;margin:0 auto;padding:15px 24px;display:flex;align-items:center;justify-content:space-between}
.logo{height:30px;width:auto;display:block}
.nav-menu{display:flex;gap:30px;font-size:15px;font-weight:500;color:var(--gray-500)}
.nav-menu a:hover{color:var(--ink)}
.nav-cta{background:var(--blue-500);color:#fff;font-weight:700;font-size:14px;padding:10px 18px;border-radius:999px}
@media(max-width:860px){.nav-menu{display:none}}

/* HERO */
.hero{position:relative;overflow:hidden;padding:96px 0 80px;text-align:center;
  background:radial-gradient(1200px 520px at 50% -12%,rgba(59,130,246,.20),transparent 60%),
    radial-gradient(820px 420px at 86% 8%,rgba(96,165,250,.16),transparent 55%),
    linear-gradient(180deg,#EAF1FF 0%,#fff 72%)}
.eyebrow{display:inline-flex;align-items:center;gap:7px;background:#fff;border:1px solid var(--blue-100);
  color:var(--blue-600);font-weight:700;font-size:13px;padding:7px 14px;border-radius:999px;
  box-shadow:0 4px 14px rgba(37,99,235,.08);margin-bottom:24px}
.eyebrow .dot{width:6px;height:6px;border-radius:50%;background:var(--blue-500)}
h1{font-size:clamp(40px,7vw,72px);font-weight:800;line-height:1.08;letter-spacing:-.035em}
.hero .sub{margin-top:22px;font-size:clamp(16px,2.2vw,20px);color:var(--gray-500);font-weight:500;line-height:1.6}
.hero .sub b{color:var(--blue-600);font-weight:800}
.cta-row{margin-top:36px;display:flex;gap:14px;justify-content:center;align-items:center;flex-wrap:wrap}
.btn-kakao{display:inline-flex;align-items:center;gap:9px;background:var(--kakao);color:var(--kakao-ink);
  font-weight:800;font-size:17px;padding:17px 32px;border-radius:999px;
  box-shadow:0 6px 16px rgba(0,0,0,.12);transition:transform .15s,box-shadow .2s}
.btn-kakao:hover{transform:translateY(-2px);box-shadow:0 10px 22px rgba(0,0,0,.16)}
.btn-ghost{font-weight:600;font-size:15px;color:var(--gray-500)}
.trust-line{margin-top:18px;font-size:13px;color:var(--gray-400);font-weight:500}
.hero .wrap{position:relative;z-index:2}
.hero-stage{position:absolute;top:0;bottom:0;left:50%;transform:translateX(-50%);width:100%;max-width:1180px;z-index:1;pointer-events:none}
.hero-asset{position:absolute;opacity:.3;width:280px}
.hero-asset.gift{left:0;top:12%}
.hero-asset.money{right:0;top:44%}
@media(max-width:1024px){
  .hero-asset{width:200px}
  .hero-asset.gift{left:12px;top:11%}
  .hero-asset.money{right:12px;top:44%}
}
@media(max-width:600px){.hero-asset{display:none}}

/* 지원금 구조 (블루 혜택 카드) */
.benefit-sec{position:relative;overflow:hidden;padding:84px 0 92px;background:
  radial-gradient(55% 45% at 50% 2%, rgba(180,215,255,.40) 0%, rgba(180,215,255,0) 55%),
  radial-gradient(42% 38% at 13% 16%, rgba(150,196,255,.26) 0%, rgba(150,196,255,0) 60%),
  radial-gradient(42% 38% at 87% 20%, rgba(165,206,255,.26) 0%, rgba(165,206,255,0) 60%),
  radial-gradient(50% 44% at 78% 92%, rgba(120,170,255,.20) 0%, rgba(120,170,255,0) 60%),
  radial-gradient(46% 40% at 8% 86%, rgba(120,170,255,.18) 0%, rgba(120,170,255,0) 60%),
  linear-gradient(180deg,#4385F2 0%,#3576EE 48%,#2C66EC 100%)}
.benefit-sec::before{content:"";position:absolute;inset:0;z-index:0;pointer-events:none;opacity:.25;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='140' height='140'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.8' numOctaves='2' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E")}
.benefit-sec .wrap{position:relative;z-index:1}
.bf-head{text-align:center;margin-bottom:40px;word-break:keep-all}
.bf-kicker{display:inline-block;background:rgba(255,255,255,.16);color:#fff;font-size:13px;font-weight:700;padding:6px 14px;border-radius:999px;margin-bottom:16px}
.bf-title{font-size:clamp(28px,4.6vw,40px);font-weight:800;letter-spacing:-.03em;color:#fff;line-height:1.28}
.bf-desc{margin-top:14px;color:#D7E4FF;font-size:14.5px;line-height:1.6}
.bf-grid{display:grid;grid-template-columns:repeat(6,1fr);gap:16px;word-break:keep-all}
.bf-card{grid-column:span 2;background:#fff;border-radius:20px;padding:26px;position:relative;min-height:206px;box-shadow:0 18px 40px rgba(15,40,100,.18)}
.bf-card.is-wide{grid-column:span 3;min-height:170px}
.bf-no{font-size:15px;font-weight:800;color:var(--blue-500);letter-spacing:.04em}
.bf-cap{font-size:19.5px;color:var(--gray-700);font-weight:600;margin-top:0}
.bf-amt{font-size:34px;font-weight:800;letter-spacing:-.03em;color:var(--ink);line-height:1.1;margin-top:3px}
.bf-sub{font-size:12.5px;color:var(--gray-400);margin-top:9px;line-height:1.55;max-width:55%}
.bf-card.is-main .bf-amt{color:var(--blue-600)}
.bf-card.is-main .bf-sub{max-width:48%}
.bf-slot{position:absolute;right:8px;bottom:8px;width:132px;height:132px;display:flex;align-items:center;justify-content:center;pointer-events:none}
.bf-slot img{width:100%;height:100%;object-fit:contain;filter:drop-shadow(0 8px 14px rgba(30,70,160,.18))}
.bf-slot.b01{right:-2px}
.bf-slot.b02{width:132px;height:132px}
.bf-slot.b03{width:118px;height:118px;right:4px}
@media(max-width:820px){.bf-grid{grid-template-columns:1fr}.bf-card,.bf-card.is-wide{grid-column:auto}.bf-sub{max-width:64%}}

/* 왜 무료인가 (환원 흐름) */
.why-sec{background:#fff;padding:88px 0}
.why-desc{margin-top:14px;color:var(--gray-500);font-size:15.5px;line-height:1.6}
.flow{display:grid;grid-template-columns:1fr auto 1fr auto 1fr;align-items:stretch;margin-top:50px}
.fnode{background:#fff;border:1px solid var(--gray-200);border-radius:20px;padding:32px 26px;text-align:center;box-shadow:0 12px 30px rgba(30,50,100,.05)}
.fnode .fic{width:62px;height:62px;margin:0 auto 18px;border-radius:18px;background:var(--blue-50);display:flex;align-items:center;justify-content:center;color:var(--blue-500)}
.fnode .fstep{font-size:12px;font-weight:800;color:var(--blue-500);letter-spacing:.04em}
.fnode h3{font-size:18px;font-weight:800;letter-spacing:-.02em;margin-top:6px}
.fnode p{font-size:13.5px;color:var(--gray-500);margin-top:11px;line-height:1.62}
.fnode.hot{background:linear-gradient(180deg,#EFF5FF,#fff);border-color:var(--blue-100)}
.fnode.hot .fic{background:var(--blue-500);color:#fff}
.farrow{display:flex;align-items:center;justify-content:center;padding:0 16px;color:#B9CEFF}
.farrow svg{width:26px;height:26px}
.why-close{margin-top:40px;text-align:center;font-size:16px;color:var(--gray-700);line-height:1.7}
.why-close b{color:var(--blue-700);font-weight:800}
@media(max-width:820px){.flow{grid-template-columns:1fr}.farrow{padding:14px 0}.farrow svg{transform:rotate(90deg)}}

/* DARK BAND */
.band{background:var(--ink);margin-top:80px;padding:48px 0}
.band-in{max-width:1080px;margin:0 auto;padding:0 24px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:24px}
.stat{flex:1;min-width:130px;text-align:center;color:#fff}
.stat .n{font-size:36px;font-weight:800;letter-spacing:-.03em;background:linear-gradient(90deg,#fff,#9CC2FF);-webkit-background-clip:text;background-clip:text;color:transparent}
.stat .d{font-size:13px;color:#9AA6BE;margin-top:6px}

/* STEPS SECTION */
.section{padding:84px 0}
.steps-sec{background:var(--blue-50)}
.head-c{text-align:center;margin-bottom:44px}
.stepper{position:relative;display:grid;grid-template-columns:repeat(6,1fr);gap:0}
.stepper::before{content:"";position:absolute;top:19px;left:8.3%;right:8.3%;height:2px;background:var(--blue-100);z-index:0}
.st{text-align:center;padding:0 10px;position:relative;z-index:1}
.st .num{width:40px;height:40px;border-radius:50%;background:var(--blue-500);color:#fff;font-weight:800;font-size:15px;display:flex;align-items:center;justify-content:center;margin:0 auto;box-shadow:0 0 0 5px var(--blue-50)}
.st .ico{width:64px;height:64px;margin:18px auto 12px;border-radius:16px;background:#fff;border:1px solid var(--gray-200);display:flex;align-items:center;justify-content:center;color:var(--blue-500);box-shadow:0 4px 12px rgba(20,30,60,.04)}
.st h3{font-size:16.5px;font-weight:800;margin-top:6px;letter-spacing:-.01em;color:var(--ink)}
.st p{font-size:12.5px;color:var(--gray-400);margin-top:6px;line-height:1.5}
.st .pill{display:inline-block;margin-top:8px;background:var(--blue-100);color:var(--blue-700);font-size:11px;font-weight:800;padding:3px 11px;border-radius:999px}
@media(max-width:860px){.stepper{grid-template-columns:1fr 1fr 1fr}.stepper::before{display:none}.st{margin-bottom:28px}}
@media(max-width:520px){.stepper{grid-template-columns:1fr 1fr}}

/* REVIEWS (라이트 벤또) */
.reviews-sec{position:relative;overflow:hidden;background:linear-gradient(120deg,#EDF2FF 0%,#F5F3FF 55%,#F1ECFF 100%)}
.reviews-sec::before{content:"";position:absolute;width:500px;height:500px;border-radius:50%;background:radial-gradient(circle,#B9CEFF 0%,transparent 70%);filter:blur(44px);top:-130px;left:-110px;opacity:.66;z-index:0;pointer-events:none}
.reviews-sec::after{content:"";position:absolute;width:540px;height:540px;border-radius:50%;background:radial-gradient(circle,#D5C6FF 0%,transparent 70%);filter:blur(54px);bottom:-180px;right:-130px;opacity:.61;z-index:0;pointer-events:none}
.reviews-sec .wrap{position:relative;z-index:1}
.rev-sub{margin-top:15px;color:var(--gray-500);font-size:15.5px;line-height:1.6}
.rev-bento{display:grid;grid-template-columns:1.45fr 1fr 1fr;gap:18px;margin-top:42px}
.rev-card{background:#fff;border:1px solid #ECEEF5;border-radius:20px;padding:24px;box-shadow:0 12px 30px rgba(40,60,110,.06);display:flex;flex-direction:column}
.rev-card .rev-stars{display:flex;gap:2px;margin-bottom:13px}
.rev-card .rev-stars svg{width:14px;height:14px;fill:#FBBF24}
.rev-card .rev-q{font-size:14px;color:#2A3344;line-height:1.66;font-weight:500;letter-spacing:-.01em}
.rev-card .rev-q b{color:#1F2937;font-weight:700}
.rev-card .rev-who{display:flex;align-items:center;gap:10px;margin-top:auto;padding-top:18px}
.rev-av{border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:800;color:#fff;flex-shrink:0;width:36px;height:36px;font-size:14px}
.rev-av.a1{background:#6F9BFF}.rev-av.a2{background:#8C7BF0}.rev-av.a3{background:#4FB8E0}.rev-av.a4{background:#F49AC0}.rev-av.a5{background:#5CC0A8}
.rev-nm{font-weight:700;font-size:13.5px}
.rev-gr{color:var(--gray-400);font-size:12px;margin-top:1px}
.rev-feat{grid-column:1;grid-row:1 / span 2;padding:32px;justify-content:center}
.rev-feat .rev-big{font-size:clamp(20px,2.2vw,24px);font-weight:800;letter-spacing:-.02em;line-height:1.42;color:var(--ink);margin-bottom:15px}
.rev-feat .rev-q{font-size:15px;color:var(--gray-500);line-height:1.72}
.rev-feat .rev-av{width:46px;height:46px;font-size:17px}
.rev-feat .rev-nm{font-size:15px}
.rev-feat .rev-gr{font-size:12.5px}
@media(max-width:980px){.rev-bento{grid-template-columns:1fr 1fr}.rev-feat{grid-column:1 / -1;grid-row:auto}}
@media(max-width:560px){.rev-bento{grid-template-columns:1fr}.rev-feat{grid-column:auto}}

/* FAQ */
.faq-sec{background:var(--bg)}
.faq-grid{display:grid;grid-template-columns:320px 1fr;gap:40px;align-items:start}
.faq-side .contact{background:var(--ink);color:#fff;border-radius:18px;padding:24px;margin-top:20px}
.faq-side .contact .h{font-size:13px;color:#9AA6BE}
.faq-side .contact .hr{font-size:20px;font-weight:800;margin-top:4px}
.faq-side .contact .nt{font-size:13px;color:#9AA6BE;margin-top:4px}
.faq-side .contact a{display:block;text-align:center;background:var(--kakao);color:var(--kakao-ink);font-weight:800;padding:12px;border-radius:12px;margin-top:16px}
.faq-list .faq-item{background:#fff;border:1px solid var(--gray-200);border-radius:14px;margin-bottom:10px;padding:0 20px}
.faq-list .faq-q{width:100%;background:none;border:0;cursor:pointer;padding:18px 0;font-family:inherit;font-weight:700;font-size:16px;color:var(--ink);display:flex;justify-content:space-between;align-items:center;gap:16px;text-align:left}
.faq-ic{position:relative;width:14px;height:14px;flex-shrink:0}
.faq-ic::before,.faq-ic::after{content:"";position:absolute;background:var(--blue-500);border-radius:2px;transition:transform .3s ease}
.faq-ic::before{left:0;top:6px;width:14px;height:2px}
.faq-ic::after{left:6px;top:0;width:2px;height:14px}
.faq-item.open .faq-ic::after{transform:rotate(90deg)}
.faq-a{display:grid;grid-template-rows:0fr;transition:grid-template-rows .32s ease}
.faq-item.open .faq-a{grid-template-rows:1fr}
.faq-a-in{overflow:hidden}
.faq-a-txt{padding:0 2px 18px;color:var(--gray-500);font-size:14px;line-height:1.7}
@media(max-width:780px){.faq-grid{grid-template-columns:1fr;gap:24px}}

/* FINAL CTA */
.final{position:relative;overflow:hidden;padding:96px 24px;text-align:center;color:#fff;background:
  radial-gradient(55% 45% at 50% 2%, rgba(180,215,255,.40) 0%, rgba(180,215,255,0) 55%),
  radial-gradient(42% 38% at 13% 16%, rgba(150,196,255,.26) 0%, rgba(150,196,255,0) 60%),
  radial-gradient(42% 38% at 87% 20%, rgba(165,206,255,.26) 0%, rgba(165,206,255,0) 60%),
  radial-gradient(50% 44% at 78% 92%, rgba(120,170,255,.20) 0%, rgba(120,170,255,0) 60%),
  radial-gradient(46% 40% at 8% 86%, rgba(120,170,255,.18) 0%, rgba(120,170,255,0) 60%),
  linear-gradient(180deg,#4385F2 0%,#3576EE 48%,#2C66EC 100%)}
.final::before{content:"";position:absolute;inset:0;z-index:0;pointer-events:none;opacity:.25;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='140' height='140'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.8' numOctaves='2' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E")}
.final>*{position:relative;z-index:1}
.final h2{font-size:clamp(28px,4.5vw,44px);font-weight:800;letter-spacing:-.03em;line-height:1.25}
.final p{margin-top:16px;font-size:17px;color:#CBDBF9}
.final .btn-kakao{margin-top:30px}
.final .note{margin-top:18px;font-size:13px;color:#9CB6E8}

/* FOOTER */
footer{background:#0B0F1A;color:#7A8499;padding:40px 24px}
.foot-in{max-width:1080px;margin:0 auto;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:16px}
.foot-in .info{font-size:13px;line-height:1.8}
.foot-logo{height:26px;margin-bottom:10px;display:block}

/* FAB */
.fab{position:fixed;right:20px;bottom:20px;z-index:60;background:var(--kakao);color:var(--kakao-ink);font-weight:800;
  padding:15px 22px;border-radius:999px;box-shadow:0 8px 20px rgba(0,0,0,.18);display:flex;align-items:center;gap:8px;
  opacity:0;transform:translateY(20px);transition:.4s}
.fab.show{opacity:1;transform:none}

@media(max-width:560px){
  .hero{padding:64px 0 64px}
  .proof{margin:-24px 20px 0;padding:24px 20px}
  .proof .big{font-size:42px}
  .subj{margin-left:20px;margin-right:20px}
  .section{padding:60px 0}
}